00291nam a2200097Ia 4500 20260107001140.0 Varghese Panicker, T. 7453 Credit provided and utilized by minorities. A study based in Kerala / http://hdl.handle.net/10603/443126 TH CC 167479 167479 0 0 CC 0 0 RT LIB LIB Thesis 2017-08-12 0 X60bY58.212 P5 (RT) G34546 2017-08-12 00:00:00 2017-08-12 TH