Why can't you afford a home? / (Record no. 224677)

MARC details
000 -LEADER
fixed length control field 02793cam a2200253 i 4500
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9781509523252 (hardback)
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9781509523269 (paperback)
082 00 - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 333.338
Item number RYA.W
100 1# - MAIN ENTRY--PERSONAL NAME
Personal name Ryan-Collins, Josh,
245 10 - TITLE STATEMENT
Title Why can't you afford a home? /
Statement of responsibility, etc. Josh Ryan-Collins.
246 3# - VARYING FORM OF TITLE
Title proper/short title Why cannot you afford a home?
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. UK
Name of publisher, distributor, etc. Polity Press
Date of publication, distribution, etc. 2019
300 ## - PHYSICAL DESCRIPTION
Extent xii, 147 pages ;
490 0# - SERIES STATEMENT
Series statement The future of capitalism
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc. note Includes bibliographical references and index.
520 ## - SUMMARY, ETC.
Summary, etc. "Throughout the western world, a whole generation is being priced out of the housing market. While wages and incomes continue to stagnate for the majority, house prices and rents remain staggeringly high. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream.<br style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 11px;" /><br style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 11px;" />In this compelling book, leading economist Josh-Ryan Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. Two of the key ingredients of contemporary capitalist societies, private home ownership and a lightly regulated commercial banking system, are not mutually compatible. Their interaction leads to a ‘doom loop’ in which unlimited credit and money flows into an inherently finite supply of viable property, resulting in ever higher house prices. The result is declining levels of home ownership, rising inequality and debt, stagnant growth and financial instability. The only way out of this vicious circle is to radically rethink how we structure our tax and financial systems and accept that home ownership may not always be the solution.<br style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 11px;" /><br style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 11px;" />This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it"--
520 ## - SUMMARY, ETC.
Summary, etc. "Leading economist Josh-Ryan Collins argues that to understand the housing crisis, we must examine the 'doom loop' that exists between private home ownership and a lightly regulated commercial banking system. The only way out is to rethink how we structure our tax and financial systems and accept that home ownership may not always be the solution"--
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Housing
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Housing
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Mortgage banks.
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Banks and banking.
650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element POLITICAL SCIENCE / Public Policy / Economic Policy.
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type Book
Holdings
Withdrawn status Lost status Damaged status Not for loan Home library Current library Shelving location Date acquired Total Checkouts Full call number Barcode Date last seen Price effective from Koha item type
        Campus Library Kariavattom Campus Library Kariavattom Processing Center 08/07/2021   333.338 RYA.W UCL29854 08/07/2021 08/07/2021 Book